Fractional CFO's
An outsourced Chief Financial Officer (CFO) steps in as your company’s high-level financial strategist—without the full-time price tag. They develop rolling forecasts and budgets, analyze profitability by product or service line, optimize cash flow, manage banking relationships and debt financing, and translate complex financial data into clear, actionable insights for leadership. Because you only pay for the hours or scope you need—rather than a six-figure salary plus benefits, bonuses, office space, and recruiting costs—an outsourced CFO delivers top-tier expertise at a fraction of the cost. You gain access to seasoned professionals who’ve weathered economic cycles and implemented best-practice controls, yet you maintain the flexibility to scale their involvement up or down as your business evolves, keeping overhead lean and ensuring you invest in growth, not fixed overhead.
How This Equals Savings For You.
An in-house CFO typically commands a six-figure base salary—often between $200,000 and $300,000 annually—plus another 20–30% on top for benefits, payroll taxes, office space, technology, and ongoing training, driving your true cost well above $250,000 a year. In contrast, an outsourced CFO engagement usually runs $5,000 to $15,000 per month (or $60,000 to $180,000 per year), depending on scope and company size, with no additional overhead. That means you’re investing in senior financial leadership at a fraction—often 50–70% less—of what it would take to hire someone full time. And because you only pay for the specific services you need—whether it’s strategic planning, cash-flow modeling, or board-level reporting—you avoid saddling your P&L with a fixed executive salary. Ultimately, outsourcing your CFO role delivers the same high-caliber expertise and strategic guidance, while keeping your staffing costs lean and predictable.
How To Tell That You Need A CFO
You might not need a full-time CFO—until you suddenly do. If you find yourself scrambling each month to make payroll, guessing whether you can afford your next big purchase, or missing opportunities because you don’t have clear revenue and expense forecasts, it’s a sign your finance function has outgrown basic bookkeeping. Maybe you’ve landed new investors who expect detailed financial projections, or you’re shopping for a loan and don’t know which numbers matter most. When your cash flow feels like a rollercoaster, budgeting becomes a chore, and you can’t pinpoint exactly what’s driving profit (or dragging it down), an outsourced CFO can step in. They translate your raw financial data into simple dashboards and action plans, help you plan ahead so you never run short on cash, and coach you through big decisions—without the cost and commitment of an in-house hire.